Our Privacy Policy

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色控传媒. and its affiliates (collectively, 鈥溕卮解��) is committed to keeping personal information accurate, confidential, secure and private. Your personal information is handled in accordance with this policy and all federal privacy laws and regulations including the Personal Information Protection and Electronic Documents Act (鈥淧IPEDA鈥�). Ten Principles guide our privacy practices. Click on any of the Principles below or scroll down to know more.

Principle 1 鈥� 色控传媒鈥檚 Accountability
Principle 2 鈥� Identifying The Purposes of Collecting Personal Information
Principle 3 鈥� Obtaining Consent
Principle 4 鈥� Limits On The Collection Of Personal Information
Principle 5 鈥� Limits On Using, Disclosing And Keeping Personal Information
Principle 6 鈥� Keeping Personal Information Accurate
Principle 7 鈥� Safeguarding Personal Information
Principle 8 鈥� Making Information About Policies And Procedures Available To Clients
Principle 9 鈥� Access To Personal Information
Principle 10 鈥� Handling听 Complaints And Questions
Important information for CleanBC Participants

Chief Privacy Officer:

Dante Tamburro, General Counsel & Chief Compliance Officer
(888) 536-3025 or privacy@financeit.io

The Scope Of This Privacy Policy

This Privacy Policy describes the principles we use to protect the privacy of personal information in 色控传媒鈥檚 possession or control.

This Privacy Policy does not apply to business information about business customers or merchants who carry on business as corporations, partnerships or in other forms of association (but not sole proprietorships that may do business with us.) 色控传媒 does, however, protect the confidentiality of such information in accordance with the law and 色控传媒鈥檚 own policies. To the limited extent that a merchant may provide personal information about the business owner(s) and/or representative(s), this Privacy Policy will apply.

Changes To This Privacy Policy

We may update or change this Privacy Policy from time to time. Any changes will be effective 30 days following 色控传媒 providing you with notice of these changes, unless otherwise noted. Such notices may be distributed to you by mail or email and will be posted to our website. You will be deemed to have consented to and accepted the changes when you access or choose to continue to be serviced by 色控传媒 after the effective date of the changes. You may determine when this Privacy Policy was last updated by referring to the 鈥淟ast updated鈥� date displayed at the end of this Policy.

Definition of Terms Used in this Privacy Policy:

Clients

鈥淐lient鈥� or 鈥淐lients鈥� means borrowers and prospective borrowers of 色控传媒 and may include, as applicable, business owners and/or representatives of merchants where their personal information may have been provided to 色控传媒.

Customer Service Representatives (CSR)

The public is encouraged to address their initial questions and concerns about any 色控传媒 product or service to our Client Services Representatives (鈥淐SRs鈥�). CSRs may be reached by telephone at: 1 888 536 3025 or email at:听For partners: partners@financeit.io | For consumers: consumers@financeit.io

色控传媒

鈥溕卮解�� is the operating name of 色控传媒., which includes its affiliated entities.

Personal Information

Personal Information is information about an identifiable individual, but does not include the name, title or business address or business telephone number of an employee of an organization for the purpose of communicating with the Client in relation to their work.

Privacy Office

色控传媒鈥檚 Privacy Office is responsible for ensuring the protection of personal information at 色控传媒. To request access to, or correction of, your personal information, or to make other inquiries regarding your personal information, you may contact our Privacy Office at:

Attention: Chief Privacy Officer
Privacy Office
色控传媒.
Suite 2400, 8 Spadina Avenue
Toronto, Ontario, M5V 0S8
Tel: 1 888 536 3025
贰尘补颈濒:听For partners: partners@financeit.io | For consumers: consumers@financeit.io

A word about your personal information

As you鈥檒l see from the detailed Privacy Policy that follows, the personal information we collect from you and others with your consent and may include things like name and address; bank account information; credit history and financial and identify information from consumer and credit reporting agencies.

We use personal information to arrange to provide credit to Clients and otherwise administer our business with merchants, including to: open, administer, enforce and collect on loans; verify identity in compliance with requirements under anti-money laundering legislation (which may include checking identity against watch lists established by regulatory agencies and similar bodies in Canada and foreign countries); verify current and ongoing creditworthiness; protect Clients and us from theft, fraud or other unlawful activities.

色控传媒 is committed to respecting and protecting the privacy and confidentiality of the personal information that you have entrusted to us.

The Ten Principles of Privacy in Summary

These ten principles are interrelated and must be read in conjunction with the accompanying commentary.

  1. 色控传媒鈥檚 Accountability
    色控传媒 is accountable for all personal information in its possession or control, including any personal information transferred to third parties for processing. 色控传媒 has established policies and procedures to comply with this Privacy Policy, and has designated a Chief Privacy Officer to be accountable for our organization鈥檚 compliance.
  2. Identifying The Purposes Of Collecting Personal Information
    色控传媒 will inform Clients of the purpose for which personal information will be used before or when they consent to its collection.
  3. Obtaining Consent
    色控传媒 will obtain consent before or when it collects, uses or discloses personal information about a Client in accordance with this Privacy Policy.

A Client can provide consent to the collection, use and disclosure of personal information about them expressly, implicitly, or through an authorized representative. A Client can withdraw consent at any time subject to certain exceptions.

色控传媒 will collect, use or disclose personal information without an individual鈥檚 consent only in limited circumstances as permitted by law.

  1. Limits For Collecting Personal Information
    色控传媒 limits the amount and type of personal information it collects. 色控传媒 will collect personal information only for the identified purposes described in this Privacy Policy or as otherwise as required by law.
  2. Limits For Using, Disclosing And Keeping Personal Information
    色控传媒 will use or disclose personal information only for the reasons it was collected, unless a Client gives consent to use or disclose it for another reason or such consent may be inferred from the actions of the Client. Under certain circumstances, 色控传媒 may have a legal duty or right to disclose personal information without consent.
    色控传媒 will keep personal information in accordance with its data retention policy of 60 months, and/or in compliance with all applicable laws including regulatory keeping statutes and the governing Limitations Act(s).
  3. Keeping Personal Information Accurate
    色控传媒 will keep the personal information in its possession or control accurate, complete, current and relevant, based on the most recent information available to 色控传媒.

Clients may challenge the accuracy and completeness of personal information about them and have it amended as appropriate by contacting the Privacy Office located at:

Attention: Chief Privacy Officer
Privacy Office
色控传媒 Canada Inc.
Suite 2400, 8 Spadina Avenue
Toronto, Ontario, M5V 0S8
Tel: 1 888 536 3025
贰尘补颈濒:听privacy@financeit.io

  1. Safeguarding Personal Information
    色控传媒 protects personal information with safeguards appropriate to the sensitivity of the information.
  2. Making Information About Policies And Procedures Available
    色控传媒 will be open about the procedures used to manage personal information. Clients will have access to information about these procedures through this Privacy Policy, by contacting our CSRs or the Privacy Office. The information will be available in a format that is easy to understand.
  3. Providing Access To Personal Information
    When a Client requests it, when possible, 色控传媒 will advise or provide access to the Client what personal information it has in its possession or control about the individual, what it is being used for, to whom it has been disclosed, and the number of legal/regulatory regulations it complies with to retain personal information. In certain situations, however, 色控传媒 may not be able to give Clients access to all of their personal information.
  4. Handling Complaints And Questions
    Clients may challenge 色控传媒鈥檚 compliance with this Privacy Policy. Complaints and inquiries should be directed to our CSRs or sent to the Chief Privacy Officer or Privacy Office.

Principle 1: 色控传媒鈥檚 Accountability

色控传媒 is accountable for all personal information in its possession or control, including any personal information transferred to third parties for processing on our behalf. Senior management have ultimate accountability for protecting personal information, and they in turn delegate the day-to-day management of procedures involving personal information protection to the Chief Privacy Officer and the Chief Compliance Officer.

色控传媒鈥檚 Chief Privacy Officer is responsible for overall personal information protection and 色控传媒鈥檚 compliance with this Privacy Policy, although our CSRs are able to respond to most inquiries about the protection of personal information. 色控传媒 allows the following categories of 色控传媒 employees to access individuals鈥� personal information in 色控传媒鈥檚 control on a need-to-know basis: sales and service personnel; finance personnel; security personnel; audit personnel; IT personnel; operations personnel; legal and compliance personnel; risk management personnel; and credit and lending personnel.

To practice the principles of this Privacy Policy, 色控传媒:

  • has established procedures to protect the privacy of personal information;
  • has established procedures to receive and respond to questions and complaints;
  • gives the public access to this Privacy Policy; and
  • has trained 色控传媒 staff to understand and follow 色控传媒鈥檚 privacy procedures.

色控传媒 also oversees compliance with this Privacy Policy through testing and monitoring, and other compliance procedures such as audits.

色控传媒 is also accountable for personal information that has been transferred to a third party for processing. 色控传媒鈥檚 policies for safeguarding personal information transferred to third parties are set out in below.

Principle 2: Identifying The Purposes of Collecting Personal Information

  1. 色控传媒 collects personal information (which may include credit, 鈥� employment and other financially-related or identification-related 鈥� information) for the following purposes:
  • to identify clients
  • to review creditworthiness
  • to assess risk
  • to set up and manage products and services that meet an individual鈥檚 needs;
  • to offer products and services to meet those needs
  • to provide ongoing service, and
  • to meet legal and regulatory requirements, such as requirements under the Income Tax Act, anti-money laundering, anti-bribery and credit reporting requirements.
  1. In addition, 色控传媒 may collect, disclose and use personal information for some or all of the following purposes:
  • to verify information on an application
  • to help verify a new client鈥檚 identity
  • to verify the identity of a client when corresponding with that client, and to protect the client and 色控传媒 from error or fraud
  • to investigate specific transactions or patterns of transactions for the purpose of detecting unauthorized or illegal activities
  • to ensure that a client鈥檚 instructions can be properly verified, and,
  • to investigate client complaints.
  1. Personal information is:
  • exchanged with credit bureaus, credit reporting agencies, credit insurers, telecommunications providers, vendors completing identity verification work on our behalf, and other financial institutions, to maintain the integrity of the credit-鈥� granting process and to determine eligibility for financial products and听services (in certain cases, Clients have a right to access their personal information in the control of these institutions; contact our CSRs to find out how to access their personal information in the control of these institutions)
  • used by 色控传媒 to determine initial and ongoing eligibility for financial products and to notify clients of such products by website, mail, email, text message, or phone
  • may be disclosed with providers of any optional insurance selected by you
  • may be used by 色控传媒 and disclosed to affiliates to satisfy regulatory reporting requirements and international banking standards
  • may be used by 色控传媒 and disclosed to affiliates, or may be received by an affiliate and disclosed to 色控传媒 to provide services to customers that are common to 色控传媒 and its affiliates
  • may be collected, used and disclosed for the purpose of legal, regulatory and/or governmental requirements in accordance with law
    may be collected, used and disclosed for the purpose of conducting risk assessments
  • may be collected, used and disclosed to provide specific services associated with an account; and,
  • may be disclosed to a co-borrower.
  1. When a Client applies for a product or service:
  • 色控传媒 will make the Client aware of the purposes for which 色控传媒 is requesting the personal information.
  • If 色控传媒 identifies other purposes for which the personal information
    may be used, 色控传媒 will seek the individual鈥檚 consent prior to starting these uses.
  • 色控传媒 will explain that it is the individual鈥檚 right to refuse permission for 色控传媒 to use personal information for any such other purposes
  • You may provide us with a Social Insurance Number (鈥淪IN鈥�) at your option, which we may use to match credit bureau information
  • Should you open an account to be operated on behalf of a third party, personal information of that third party will be collected from you in accordance with anti-money laundering legislation
  • Clients can ask for information about the purposes for which 色控传媒 collects personal information when they phone 色控传媒 or by writing the Chief Privacy Officer.
  • Please note that the purposes for collecting a name or address are sometime obvious and therefore do not need to be explained (such as when applying for a loan), but on occasion the purposes for collecting other information may not be as self-evident and when this is so, we will do our best to identify those purposes. Further, in some cases, 色控传媒 will not explain those purposes or obtain the individual鈥檚 consent.

Principle 3: Obtaining Consent

色控传媒 obtains consent when or before it collects, uses or discloses personal information. Generally, 色控传媒 will seek consent to use and disclose personal information at the same time it collects the information. In some circumstances, 色控传媒 may identify a new purpose and seek consent to use and disclose personal information after it has been collected. In some instances, 色控传媒 may seek your consent to verify your identity using a third-party identity verification service.

色控传媒 will collect, use or disclose personal information without an individual鈥檚 consent only in limited circumstances as permitted by law (see below.)

Subject to certain legal and contractual restrictions and reasonable notice, a Client can refuse or withdraw their consent to the collection, use or disclosure of personal information about them at any time, although the withdrawal of consent may affect your ability to do business with us and to receive products and services.

Please note:

  • Consent to the collection, use and disclosure of personal information can be expressed, implied, or given through an authorized representative of the individual.
  • Clients can express consent verbally, such as when information is collected over the telephone, in writing, such as when completing and signing an application, or electronically, such as when applying through a computer.
  • Clients can also imply their consent, for example, by applying for a 色控传媒 product or service. In such a case, 色控传媒 may assume that the Client consents to the use of the personal information for purposes of administering their application.
  • 色控传媒 may collect, use or disclose personal information without the individual鈥檚 knowledge and consent only in limited circumstances as permitted by law. For example:
    • 色控传媒 may collect, use and disclose personal information without the individual鈥檚 knowledge or consent if it is clearly in the individual鈥檚 best interests to do so and consent cannot be sought in a timely manner. An example of such a circumstance is when a Client is seriously ill.
    • 色控传媒 may collect, use and disclose personal information without an individual鈥檚 knowledge or consent in certain circumstances where the information is publicly available. An example would be the name, address and phone number of a subscriber to a telephone directory that is available to the public where the subscriber can refuse to have their personal information appear in the telephone directory.
    • 色控传媒 may collect, use and disclose personal information without the Clients鈥� knowledge or consent in accordance with law or upon the lawful request of a government institution or part of a government institution. An example would be when a government institution lawfully requests the information for the enforcement of any law of Canada, a province or a foreign jurisdiction. Subject to certain legal or contractual restrictions and reasonable notice, a Client may refuse or withdraw consent at any time.
  • 色控传媒 will inform Clients of the consequences of refusing or withdrawing consent when Clients seek to do so. Refusing or withdrawing consent for 色控传媒 to collect, use or disclose personal information could mean that 色控传媒 cannot provide the Client with a product, service or information of value to the individual. For example, if a Client does not allow 色控传媒 to obtain a credit history report, 色控传媒 may not be able to lend money or allow access to the 色控传媒 platform due to prudent lending practices, or other regulations. However, 色控传媒 will not unreasonably withhold products, services or information from Clients who refuse to give consent or who withdraw consent.
  • Withdrawal of consent is not permitted in relation to a credit product where 色控传媒 must collect and report information after credit has been granted. This is to maintain the integrity of the credit system.
  • 色控传媒 is required by law to collect certain types of personal information in order to verify the identity of its clients. If a Client听 does not allow 色控传媒 to collect and use this information, or if the client later attempts to withdraw their consent, 色控传媒 may not be able to open an account or maintain the account on behalf of that client.
  • 色控传媒 will not deny credit to a Client solely because the Client does not provide a SIN for this purpose. However, a SIN may be required where the Client is not able to provide any other adequate means of identification.

Principle 4: Limits On The Collection Of Personal Information

色控传媒 limits the amount and type of personal information it collects. 色控传媒 will collect personal information only for purposes it has already identified to the Client or as permitted by law. 色控传媒 will collect personal information about a Client primarily from that individual.

Principle 5: Limits On Using, Disclosing And Keeping Personal Information

色控传媒 will use or disclose personal information only for the reasons it was collected, unless consent is given to use or disclose it for another reason.

Under certain exceptional circumstances, 色控传媒 may have a legal duty or right to disclose personal information without the individual鈥檚 knowledge or consent.

色控传媒 will keep personal information only as long as necessary for the identified purposes.

  • 色控传媒 may disclose personal information without consent when required or permitted by law. Examples of such disclosure include:
  • subpoenas, search warrants and other court and government orders;
    debt collection or demands from other parties who have a legal right to personal information; and
  • disclosure of personal information to a lawyer (or, in Quebec, a notary or an advocate) who represents 色控传媒.

In any of the circumstances referred to in this section, 色控传媒 will protect the interests of its clients by making sure that:

  • orders or demands appear to comply with the laws under which they were issued 鈥� 色控传媒 does not comply with casual requests for personal 鈥� information from government or law enforcement authorities.
  • Note that when permitted by law, 色控传媒 may notify Clients that an order or demand has been received. 色控传媒 may notify Clients by telephone, e-mail or by letter to the client鈥檚 usual address.

色控传媒 may use personal information in its possession or control to market its own products and services to Clients or those of its affiliates, either directly through 色控传媒 or through our approved network of independent merchants. In this regard, 色控传媒 complies with the requirements of Canada鈥檚 anti-spam legislation (commonly known as 鈥淐ASL鈥�), and will only send commercials electronic messages (鈥淐EMs鈥�) of a promotional nature with a client鈥檚 express or implied consent. Such messages will include an unsubscribe mechanism, allowing clients to opt-out of such emails or text messages. However, clients cannot opt-out of all CEMs: transactional messages such as those relating to terms and conditions of products or services, amounts owing, missed payments and annual statements, are mandatory.

If personal information has been used to make an automated decision about an individual, 色控传媒 will advise the individual the reasons of those decisions and keep the personal information long enough for the Client to have access to it after the decision has been made, or for as long as required by law.

Personal information and non-personal information is primarily stored in Canada. 色控传媒 may transfer and/or store such information with 色控传媒鈥檚 service vendors, which may be located in the United States. In the event that a service vendor is located in the United States, the personal information on file may be processed and stored in the United States, and the United States governments, courts of law enforcement or regulatory agencies may be able to obtain disclosure of this information through the laws of the United States.

色控传媒 will destroy, archive, erase, anonymize, or deidentify personal information no longer needed for its identified purposes or for legal requirements.

Special Note Respecting Trade-In Vehicle Loans: Where an applicant seeks to trade-in a vehicle with an existing 色控传媒 loan in exchange for a new vehicle with a new 色控传媒 loan, 色控传媒 will share information relating to the existing vehicle loan with the merchant facilitating the purchase of the new vehicle and corresponding loan application. This disclosure is necessary to ensure the correct discharge of the existing loan and proper adjudication of the new loan.

Principle 6: Keeping Personal Information Accurate

色控传媒 will keep the personal information in its possession or control as accurate, complete, current and relevant as possible, based on the most recent information available to 色控传媒.
Individuals may question the accuracy and completeness of personal information about them and have it amended as appropriate.

色控传媒 will make reasonable efforts to minimize the possibility of using inaccurate, incomplete or outdated personal information to make a decision about the individual.

色控传媒 will update personal information only if it is necessary for the purposes for which it was collected.

色控传媒 will make reasonable efforts to keep personal information in its possession and control accurate and current if the information is used on an ongoing basis, unless limits on the need for accuracy are clearly set out by 色控传媒.

色控传媒 will also rely on Clients to keep certain personal information relating to them accurate, complete and current. If a Client demonstrates to 色控传媒 that personal information relating to them is inaccurate, incomplete, out of date or irrelevant, 色控传媒 will revise or delete the personal information. If necessary, 色控传媒 will disclose the revised personal information to third parties to whom 色控传媒 disclosed wrong or outdated information in order to permit them to revise their records.

If 色控传媒 does not agree to revise personal information as requested by the individual, the Client may challenge 色控传媒鈥檚 decision. 色控传媒 will make a record of this challenge, and, if necessary, disclose the challenge by the Client to any third parties to whom 色控传媒 has disclosed the personal information.

Principle 7: Safeguarding Personal Information

色控传媒 will protect personal information with safeguards appropriate to the sensitivity of the information.

色控传媒 will safeguard personal information in its possession or control from loss or theft and from unauthorized access, disclosure, duplication, use or modification.

The safeguards employed by 色控传媒 to protect personal information will vary depending on the sensitivity, amount, distribution, format and storage of the personal information. 色控传媒 stores much of your information electronically. Recent paper records containing Clients鈥� personal information are stored in files kept onsite at our Toronto head office or offsite though our secure data centre, and older records containing Clients鈥� personal information may be stored at an offsite storage facility. 色控传媒 will give the highest level of protection to the most sensitive personal information.

色控传媒 will safeguard personal information in its possession or control through security measures. For example:

  • physical controls, such as secure locks on filing cabinets and restricted access to offices;
  • organizational controls, such as controlled entry in data centres and limited access to relevant information; and
  • logical controls, such as strong authentication, personal identification numbers and encryption.

色控传媒 discloses personal information to businesses such as credit bureaus (with consent), credit insurers and lenders, as well as vendors to whom certain activities are outsourced. 色控传媒 relies on the added protection of credit reporting legislation to ensure that credit bureaus protect personal information which is disclosed to them.

色控传媒 will use care when disposing of, archiving or destroying personal information in order to prevent unauthorized access to the information.

Principle 8: Making Information About Policies And Procedures Available To Clients

色控传媒 will be open about the procedures used to manage personal information. Clients will have access to information about these procedures through 色控传媒鈥檚 Privacy Policy, by contacting our CSRs or by writing to the Privacy Office. The information will be available in a format that is easy to understand.

  • 色控传媒 will make this Privacy Policy available to the public.
  • Copies of this Privacy Policy will be provided to all new clients; and/or
  • An electronic version of this Privacy Policy is available on 色控传媒鈥檚 website at www.financeit.io/ca/en.
  • Information about this Privacy Policy will be available in a format that is easy to understand.
  • 色控传媒 has produced a summary of this Privacy Policy. The summary is available at the beginning of this document.

The contact information of the CSRs and the Privacy Office are provided in the summary as in this Privacy Policy, so Clients know where to address complaints and questions about 色控传媒鈥檚 personal information policies and procedures.

色控传媒 may make information about its procedures available in a variety of ways, depending on the nature of the services Clients are using and the sensitivity of the personal information.

色控传媒 may mail, or email or text information to its clients, establish a toll-free telephone service or provide online access.

Principle 9: Access To Personal Information

When a Client requests it, 色控传媒 will advise what personal information 色控传媒 has in its possession or control about the individual, what it is being used for and to whom it has been disclosed.

When a Client requests it, 色控传媒 will give the Client access to personal information about them which is in the possession or control of 色控传媒. In certain exceptional situations 色控传媒 may not be able to give Clients access to all of the personal information about them.

A Client has the right to know, on request, what personal information about the Client 色控传媒 has in its possession or control, a right to access that personal information and to know to which third parties 色控传媒 has disclosed that information. Clients may direct their requests by telephone to the CSR or, in writing, to the Privacy Office.

色控传媒 has established procedures for responding to requests for access to personal information. 色控传媒 will respond to requests within a reasonable period of time. Clients must be specific about the personal information that may be in 色控传媒鈥檚 possession or control. In the unlikely event that 色控传媒 determines that there will be a cost to the Client in granting such access, 色控传媒 shall inform the Client of the costs permitted by law prior to granting such access.

色控传媒 will identify from whom it collected the personal information, to whom it has disclosed the personal information, and how and when the information was disclosed. 色控传媒 will take this data from its records, and will provide it to the individual.

In some cases, 色控传媒 may not provide access to personal information that is in its possession or control. For example, this may occur when:

  • providing access to personal information would be likely to reveal personal information about a third party;
  • providing the personal information could result in a threat to the security of another individual;
  • disclosing the information would reveal confidential commercial information;
  • the personal information is protected by solicitor-client privilege;
  • the information is the result of arbitration or other formal dispute resolution process; or
  • the information has been collected for the purposes of a legal investigation.

色控传媒 will not record in Client files when personal information was disclosed to third parties for routine purposes. For example:

  • regular updating of credit information to credit bureaus
  • indicating to third parties when payments are returned for NSF (not sufficient funds)
  • If 色控传媒 denies the individual鈥檚 request for access to personal information, 色控传媒 will advise the Client of the reason for the refusal. The Client may then appeal 色控传媒鈥檚 decision to the Privacy Commissioner of Canada.

Principle 10: Handling Complaints And Questions

Clients may challenge 色控传媒鈥檚 compliance with this Privacy Policy. 色控传媒 has policies and procedures to receive, investigate, and respond to Clients鈥� complaints and questions.

If a Client requests the following information regarding an automated decision by 色控传媒, they have the right to submit an observation about this decision and request (i) the personal information used to render the decision, (ii) the reasons and principal factors and parameters that led to the decision, and (iii) the right to have your relevant information modified.

色控传媒 has policies and procedures to receive, investigate, and respond to Clients鈥� complaints and questions relating to privacy. Clients are advised to direct their complaints and questions by telephone to the CSR or in writing to the Privacy Office.

色控传媒 will investigate all complaints. If it finds a complaint justified, 色控传媒 will attempt to resolve it. If necessary, 色控传媒 will modify its policies and procedures to ensure that other Clients will not experience the same problem.

If Clients are not satisfied with the way 色控传媒 has responded to their complaint, they can contact the Privacy Commissioner of Canada.

Other Important Information

For CleanBC Program participants only:听As a participant of the CleanBC Low-Interest Financing Program (the 鈥淧rogram鈥�), you consent to the storage of your personal information by 色控传媒. in a secure cloud storage back up location in the U.S. state of Oregon. You understand that your personal information stored at this backup location will only be accessed by 色控传媒. in the unlikely event of a natural disaster or emergency to ensure business continuity and delivery of services.

Please see听听for types of personal information collected and more information on how 色控传媒 collects, uses and discloses your information on behalf of the Province of British Columbia.

This consent is valid from the date you submit your application and cannot be revoked.

If you do not consent to the storage of your personal information by 色控传媒. in a secure cloud storage back up location in the U.S. state of Oregon, visit听听to learn about the CleanBC Home Efficiency Rebates that you may apply for as an alternative to CleanBC Low-Interest Financing.

Our use of cookies

Within the Website, cookies or other information-tracking technologies may be used to improve the functionality or security of the website, or to provide you with a more customized online experience. Please note that cookies cannot capture files or data stored on your computer.

Cookies are small text files created by a website that store information on your computer, such as your preferences when visiting that site. 色控传媒 uses cookies when you sign in to keep track of your personal session, including some account identifiers so that we can ensure that you are the only person making changes to your account. We also use cookies to track your activity on our site as a unique person. All of this information is stored in an encrypted fashion for security reasons, and no personal information about you is stored in a cookie.

色控传媒 uses two types of cookies: session ID cookies and persistent cookies. We use session ID cookies to make it easier for you to navigate our site. Session ID cookies expire when you close your browser. We use a persistent cookie that remains on your hard drive for an extended period of time, so that we can recognize you when you return to our website. You can remove persistent cookies by following directions provided in your internet browser鈥檚 鈥渉elp鈥� file; however, because we use cookies for our sign-in functionality, if you choose to disable cookies you will not be able to log-on to the Website.

We do not use cookies to retrieve data from your hard drive or to obtain your email address or other personal information.

Biometrics Statement

色控传媒鈥檚 use of Biometrics

Biometric verification uses one or more of a person’s unique physiological or behavioural characteristics to identify a person and/or to facilitate access to products or services.

For certain loan applications where in-person identity verification is not possible, 色控传媒 uses a sophisticated facial recognition software developed by a leading technology company (the 鈥淚D Verification Tool鈥�) to meet its regulatory obligations (i.e., identity verification) and detect fraud.

How the ID Verification Tool Works

Loan applicants (鈥淎pplicant(s)鈥�) are directed to our third-party vendor鈥檚 platform. Using its secure online platform, the vendor verifies an Applicant’s claimed identity by deploying proprietary software which compares the Applicant鈥檚 real-time facial image (captured with the Applicant鈥檚 mobile phone) to the Applicant鈥檚 government-issued photo identification (such as driver鈥檚 licenses or passport.) Applicants may be asked to consent directly to the vendor鈥檚 collection and use of their personal information and/or to accept the vendor鈥檚 terms and conditions.

The vendor does not share facial images and copies of government-issued photo identification with any other third-party, and ID Verification Tool is only utilized during the loan application process. The vendor retains the biometric information provided to it by the Applicant for one hundred (180) days, then destroys it. For regulatory compliance reasons and as permitted by law, some identification documents (i.e. non-biometric data) that is captured as part of this process is retained in 色控传媒鈥檚 data archives or those of the vendor for longer duration.

Your Consent to the Use of Biometrics

An Applicant鈥檚 use of the ID Verification Tool serves as consent to the collection, use and retention of the Applicant鈥檚 personal information by 色控传媒 in accordance with this Statement and 色控传媒鈥檚 Privacy Policy. You may withdraw your consent to the vendor at any time prior to the completion of the identity verification process, however, doing so may prevent you from obtaining a product from 色控传媒. Alternatively, Applicants may be able to complete alternative 鈥渒now your client鈥� identification methods to satisfy regulatory requirements, but these alternatives may only be available under limited circumstances. Consent may not be withdrawn once the identify verification process is complete.

Questions about Biometrics

If you have any questions about 色控传媒鈥檚 Use of Biometrics, please contact our Chief Privacy Officer at privacy@financeit.io, or call us at (888) 536.3025.

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Last updated: October 2024